Issues With Home Insurance You Might Not See Coming

At Lebherz Insurance, we see unprepared Frederick, MD area homeowners get hit by problems that they simply didn’t see coming. Many of these insurance issues can complicate their coverage and make it difficult for them to pay for serious problems.

Ignoring Critical Natural Disaster Coverage

Even if you don’t live in an earthquake or flood zone, you should probably still have some type of coverage for these problems. Most Pacific states can experience some type of earthquake and even Midwest states can experience tremors from large ones. And floods can happen to just about any state or any area near a river.

Mold Lapses In Your Coverage

Many homes are affected by severe mold growing in the basement and spreading to other rooms. If you don’t have mold coverage on your home, you are going to experience some major issues. Unfortunately, this lapse could mean that you end up having to pay everything for mold remediation and end up losing thousands of dollars or more.

Buying Only Based On Price

Trying to save yourself money on insurance coverage is understandable but you can’t base your policy entirely on the price. That’s because lower-priced policies provide less coverage and could leave you suffering in the long-term. Weigh your options carefully and base it on what types of coverage you need not what it costs.

Bundling Mistakes

When you are trying to bundle your insurance policies, you need to make sure that you do it properly. For example, you might try to bundle multiple insurance coverage types from multiple providers into one unified package. Sorry but bundling just doesn’t work that way. You have to do it all from the same company, meaning you might end up stuck with high-cost policies that can’t be bundled.

So if you are worried about these issues and want to make sure they don’t affect you, please don’t hesitate to contact us at Lebherz Insurance. Our policy writers will work with you to ensure that you get the best policy Frederick, MD area insurers to have to offer.