Commercial insurance policies are a great foundation when it comes to protecting your Frederick, MD area business, but do they provide all of the coverage that you need? The team at Lebherz Insurance is here to provide all of the information that you need to make an informed decision about the insurance you choose for your business. If your liability and coverage need ever exceed your primary policy, your umbrella policy will be there to help make up the difference and help protect your bottom line. It makes a lot of sense to have policy limits that meet your needs, even if they are greater than the amount of your primary policy. Make sure that your company is protected by having the right mix of insurance in your insurance portfolio.
More Maryland Businesses are Turning to Umbrella Insurance
Commercial insurance policies typically have limits, and if you have an event that exceeds those limits, the liability will likely fall to your company or to your owners personally. When you have a commercial umbrella policy in place you can protect yourself from liability, even if the coverage limits of your primary policy are exhausted. Many business owners do not realize that hitting their policy limits can happen more easily than they think. Don’t let this happen to you, sit down with a professional agent today and find out how an umbrella policy can help bridge any insurance gaps that your company may have.
Smart business owners understand the need to keep liability at a minimum. If you want to learn more about how a commercial umbrella insurance policy can help you achieve this goal, contact the Lebherz Insurance team; we are proud to serve the commercial insurance needs of our Frederick, MD area community.