The Growing Problem Of False Roof Damage Claims As A Result Of Hail

Hail is one of the most dangerous weather events for homeowners. Hail can create holes in a roof, allowing moisture to seep into the infrastructure of the home. This moisture can cause water damage to electrical wiring, drywall, insulation, and flooring. Some people, however, take advantage of a hail event and file false claims to get their roof repaired or replaced. 

False Roof Damage Claims

There is an increasing problem with insurance fraud stemming from weather events leading to hail damage. People who have older roofs or have existing issues can take advantage of the situation by creating damage or claiming the existing damage occurred as a result of a hail event.  Insurance agencies have developed measures and guidelines which significantly reduce the number of false claims. 

Providing You With Quality Insurance Products

Reliable and thorough insurance agencies are dedicated to helping individuals with legitimate claims and preventing false claims as a result of hail. Residents living in the Frederick, MD area need coverage they can count on to help them recover from hail damage and prevent false claims. If you are needing high-quality insurance products, check out Lebherz Insurance. They have skilled agents who can work with you to give you products to protect your home.

Give you and your home the coverage needed to prevent financial losses as a result of storm and hail damage. Residents who live in the Frederick, MD area can count on Lebherz Insurance to work with them and suggest quality coverage to prevent gaps and ensure protection year round. Call or stop by our office to speak with one of our skilled agents today. 

Issues With Home Insurance You Might Not See Coming

At Lebherz Insurance, we see unprepared Frederick, MD area homeowners get hit by problems that they simply didn’t see coming. Many of these insurance issues can complicate their coverage and make it difficult for them to pay for serious problems.

Ignoring Critical Natural Disaster Coverage

Even if you don’t live in an earthquake or flood zone, you should probably still have some type of coverage for these problems. Most Pacific states can experience some type of earthquake and even Midwest states can experience tremors from large ones. And floods can happen to just about any state or any area near a river.

Mold Lapses In Your Coverage

Many homes are affected by severe mold growing in the basement and spreading to other rooms. If you don’t have mold coverage on your home, you are going to experience some major issues. Unfortunately, this lapse could mean that you end up having to pay everything for mold remediation and end up losing thousands of dollars or more.

Buying Only Based On Price

Trying to save yourself money on insurance coverage is understandable but you can’t base your policy entirely on the price. That’s because lower-priced policies provide less coverage and could leave you suffering in the long-term. Weigh your options carefully and base it on what types of coverage you need not what it costs.

Bundling Mistakes

When you are trying to bundle your insurance policies, you need to make sure that you do it properly. For example, you might try to bundle multiple insurance coverage types from multiple providers into one unified package. Sorry but bundling just doesn’t work that way. You have to do it all from the same company, meaning you might end up stuck with high-cost policies that can’t be bundled.

So if you are worried about these issues and want to make sure they don’t affect you, please don’t hesitate to contact us at Lebherz Insurance. Our policy writers will work with you to ensure that you get the best policy Frederick, MD area insurers to have to offer.