Lebherz Insurance knows that the moment someone hits you, it can be a complete shock. You may not know exactly what to do, especially if you have never been in this situation before. A fender bender can easily leave you feeling dazed and confused. There are some people out there that will try to commit fraud – and as long as you keep your wits about you, you have the potential to prevent this from happening.
One of the best things that you can do is take out your cell phone and begin taking photos. Take photos of the other person’s license plate, the damage to your car, the damage to their car, and even their insurance card. This way, you have an account of everything. It will prevent them from making up stories for creating additional damage that they will try to blame on you later on.
Call the Police
You need to make sure that the police arrive at the scene of the fender bender. This will ensure that you get an impartial party identifying what happened. The officer will take reports from both of you and create an official report. Generally, the officer will be able to identify who was at fault and include this information. This is critical because the person you hit (or that you) won’t be able to point the finger at you later on.
Ultimately, it’s up to you to gather as much information as possible so that there isn’t any kind of wiggle room for anyone to commit fraud. It can be difficult to stay focused after you have been involved in an accident, but it is going to be the best thing for you.
Call us at the Lebherz Insurance today to find out about auto insurance. We can guide you through the process to find sufficient coverage at an affordable price in Maryland.